OK. Here we go with the more personalized blog. Have you ever wanted something so bad, but have absolutely no way of getting it? My husband wanted one thing out of life. A loving wife and great kids. He got it. So, tell me, why my want seems so unreachable to me. I don't wanna be rich, or famous, or even skinny and beautiful. All I want is for my family to have a home that is ours. That is all. That is it. I just want to buy a house. Unfortunately, our credit history keeps us from doing this. Now, that we have good jobs, our bills are always paid, and we always have a little extra each month, no one will give us a home loan because of our
PAST credit problems. I guess we went about things the wrong way. Once we got our finances on the right track, we avoided credit cards, bank accounts, and new vehicles. We have always bought vehicles that we could afford to buy out right, and we deal w/
cash
, and money orders. No checking accounts. Now, because of our bad past credit, and our current no credit, I can't have what I want more than anything.
I just want a house that I can make a home !
OK. Here we go with the more personalized blog. Have you ever wanted something so bad, but have absolutely no way of getting it? My husband wanted one thing out of life. A loving wife and great kids. He got it. So, tell me, why my want seems so unreachable to me. I don't wanna be rich, or famous, or even skinny and beautiful. All I want is for my family to have a home that is ours. That is all. That is it. I just want to buy a house. Unfortunately, our credit history keeps us from doing this. Now, that we have good jobs, our bills are always paid, and we always have a little extra each month, no one will give us a home loan because of our PAST credit problems. I guess we went about things the wrong way. Once we got our finances on the right track, we avoided credit cards, bank accounts, and new vehicles. We have always bought vehicles that we could afford to buy out right, and we deal w/ cash
, and money orders. No checking accounts. Now, because of our bad past credit, and our current no credit, I can't have what I want more than anything. I just want a house that I can make a home !
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1 comment:
That has always seemed so unfair to me - the people who would benefit most from loans generally can't get them. Surely there are programs in your city designed to help in a situation like this. If not, get a credit card and make token purchases to pay off every month. That's about the only credit record I have, and it seems to be good enough for most purposes. Good luck!
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